Featured Insurance Partner

Business Insurance Built for Independence

The moment you go independent, your risk profile changes. Corgi covers the full stack — Cyber, Tech & AI Liability, E&O, General Liability — from one direct carrier. No broker, no wait, no surprises.

10 min
Quote time
$1.3B
Valuation
Same day
Coverage binding
YC-backed
Y Combinator S24
Book an Appointment
✓
YC-backed — Y Combinator Spring 2024
✓
$268M+ raised — Series B at $1.3B valuation
✓
Direct carrier — not a broker, no middlemen
✓
Same-day binding — apply and bind in one session
Complete Coverage Stack

Every policy your independent practice needs — in one place

Modular coverage you can add or upgrade from a self-service dashboard as you scale. No renegotiation, no new broker, no lost track of policies.

🛡️

General Liability

Covers third-party bodily injury, property damage, and advertising injury. The foundational policy every independent professional needs first.

From $500/yr
🔒

Cyber Liability

Data breaches, ransomware, regulatory fines, network security failures. HIPAA-compliant. Critical if you handle any client data or run a SaaS.

Most popular
🤖

AI Liability Coverage

Industry-first protection against biased algorithm outputs, AI-generated content claims, training data misuse, and model failures.

New in 2026
💼

Tech E&O / Professional Liability

Covers claims that your software, code, or professional advice caused financial harm. Essential for consultants and fractional execs.

From $1,000/yr
🏛️

Directors & Officers (D&O)

Protects you from personal liability for management decisions. Required by most VC term sheets once you raise a round.

VC requirement
👥

Employment Practices (EPLI)

Covers claims from employees alleging discrimination, harassment, or wrongful termination. Critical as your team scales.

Grows with team
Why AIStackCreator Recommends Corgi

We evaluated 12 options. Corgi wins.

Displaced professionals starting online businesses or independent practices face unique risks that traditional brokers weren't built to handle. Corgi is.

  • ⚡

    10-Minute Quotes

    AI-powered underwriting eliminates the 2–4 week wait common with traditional brokers. Get bound same day.

  • 🧩

    Modular Coverage

    Add or upgrade policies from a self-service dashboard as you raise rounds or hire your first employee.

  • 🚫

    No Broker Markup

    Direct carrier — no intermediaries, no telephone tag, no hidden fees. You deal with Corgi, full stop.

  • 🤖

    AI Coverage Exists

    The only carrier with a purpose-built AI Liability product. Most competitors are still figuring out the terminology.

  • 📈

    Scales With You

    Coverage limits and policy types scale from pre-seed client work to Series B without renegotiating from scratch.

  • ✅

    Enterprise Procurement Ready

    Enterprise buyers increasingly require proof of AI risk management and cyber coverage before integrating your API.

Corgi by the Numbers

What makes them different

Quote speed Under 10 min
Funding raised $268M+
Company valuation $1.3B
Carrier type Direct (no broker)
Binding time Same day
AI Liability Purpose-built ✓
How Corgi Compares

Corgi vs. the alternatives

We looked at 12 insurance options. Here's why Corgi is different.

Feature 🐕 Corgi Traditional Brokers Other Digital Carriers
Quote Speed Under 10 minutes 2–4 weeks 1–5 days
AI Liability Coverage Purpose-built ✓ Not available Limited add-ons
Cyber Insurance Full coverage ✓ Available Available
Direct Carrier (No Broker) Yes ✓ Broker middleman Some are brokers
Modular / Scalable Policies Self-service dashboard ✓ Manual renegotiation Limited flexibility
Same-Day Binding Yes ✓ Days to weeks Sometimes
D&O + E&O + Cyber Bundle Single policy ✓ Separate policies Varies
Book an Appointment

Get covered in minutes, not weeks

Schedule your free 20-minute consultation with a Corgi advisor. No pressure, no broker — just clear answers about what your independent practice actually needs.

Frequently Asked Questions

Common questions about Corgi Insurance

Corgi offers a full stack of coverage for independent professionals: General Liability (GL), Directors & Officers (D&O), Tech E&O / Professional Liability, Cyber Liability, Employment Practices (EPLI), and dedicated AI Liability Coverage — all bundled in one policy from one direct carrier.
Corgi's AI-native underwriting platform generates quotes in under 10 minutes with same-day binding available — compared to 2–4 weeks with traditional brokers. No telephone tag, no intermediary.
Yes. Corgi launched dedicated AI Insurance Coverage protecting against biased algorithm outputs, harmful AI-generated content, misuse of training data, adversarial attacks on models, and autonomous system failures. Most traditional insurers are still figuring out the terminology — Corgi has a purpose-built product.
Corgi is purpose-built for independent professionals, consultants, fractional executives, and tech freelancers at any stage — from pre-seed to growth. Their modular policies scale with you as you raise rounds, sign larger contracts, or hire your first employee.
Independent professionals typically pay $2,000–$5,000/year for basic coverage (GL + D&O + Cyber). Costs scale with revenue, headcount, and coverage selections. Book a free 20-minute consultation to get an exact quote for your situation.
Corgi is a full-stack direct carrier — not a broker. They underwrite and issue policies directly, cutting out intermediaries. This means fewer handoffs, faster quotes, and better pricing since they price risk themselves without broker markup.
We evaluated 12 insurance options for displaced professionals starting online businesses. Corgi wins on speed (10-minute quotes vs. 2–4 weeks), coverage breadth (full stack including AI liability), and AI-era relevance — the only carrier with a purpose-built AI Liability product. They also scale with you from first client to Series B.